Colorado Injury Law Resource Center

Comprehensive information on insurance claims, statutes of limitations and legal deadlines, medical bills, and evidence—built for victims and families.

Start Here: Essential Guides

Understand symptoms, protect evidence, notify insurers, and meet legal deadlines with clear, step-by-step resources for stronger cases. Contact us for legal advice.

Think You Have a Concussion or TBI?

Warning signs, when to seek care, and medical treatment that can help you heal and prove your injury.

What to Do After a Car Accident in Colorado

Step-by-step actions for the first minutes, 24 hours, and first week after a crash.

Deadlines & Rules For Injury in Colorado

3 years for most car-crash injuries; 2 for many others. Learn your timeline.

Colorado Injury
FAQs

No. Colorado is a fault (tort) state. The at-fault driver’s insurer may be responsible for covered losses. Your own coverages (like MedPay and UM/UIM) can also help. Fault can be shared and is based on evidence of who caused what damages.

Many motor-vehicle injury claims must be filed within three years from the date of the crash. Other personal injury claim deadlines are often within two years of the incident. Some deadlines are shorter (for example, claims involving certain government entities). Missing a deadline can end your claim.

If you are 50% or more at fault, you may not be able to recover your damages. If you are less than 50% at fault, any recovery may be reduced by your percentage of fault. Insurers often dispute percentages—appropriate investigations and clear documentation matter.

Each agency has its own portal, fee, and processing time. Contact us today for Denver, Boulder, or Statewide (Colorado DMV) assistance. We’ll share with you the exact links and what information you’ll need.

You are contractually obligated to report the crash to your insurance company; however, it is vital to speak with an attorney before providing recorded statements. While you may think your insurance company is on your side, anything you say (or don't say) can be used against you. 

If you were hit by an uninsured driver, or involved in a hit-and-run, you may have coverage through your own auto policy that can help. Uninsured Motorist coverage and MedPay can be critical. Call the police or file a report, and call us immediately. 

Nearly all cases are handled on a contingency fee basis—you don’t pay attorney’s fees unless and until there’s a recovery. We can explain the fee structure and case costs clearly. Consultations are free.

Depending on the case, recoverable damages may include medical expenses, lost wages, loss of earning capacity, non-economic losses (like pain and suffering), and physical and cognitive impairment damages (changes to your body or brain). Colorado law sets certain limits (caps) that change over time. Call us to discuss exactly what damages we can recover for your claim. 

It depends. This is the hardest question to answer. Each case is different, and is based on length of medical treatment and healing, liability disputes, insurance reviews, and court timelines. Many cases resolve in negotiation; some require filing or trial. We aim for the right timing for your specific injuries and case—not speed at the expense of outcomes.

Not wearing a seat belt can affect how damages are evaluated, but it doesn’t automatically end a claim. Colorado’s Seat Belt Statute applies, and may be used by a jury to reduce or disqualify you from recovering Non-Economic Damages.  The facts and injuries matter; see our guides on comparative negligence and seat-belt issues.

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