Clear steps for the first minutes, 24 hours, and first week—so you protect your health, your rights, and your claim.
Colorado uses a fault-based system. You may pursue compensation from the at-fault driver and their insurer for covered losses. If fault is shared, Colorado’s comparative negligence rules can reduce recovery by your percentage of fault; 50% or more fault may bar recovery. Many motor-vehicle injury claims must be filed within three years, and many other injury claims within two years. Some deadlines are shorter. Acting promptly protects your health and preserves evidence.
Step-by-step actions for the scene, the first 24 hours, 72 hours, and the first week—so you can protect your health, preserve evidence and crash-report details, handle insurers confidently, and stay on track with Colorado deadlines.
Disclaimer :
“Nothing in this communication is legal advice. While general principles remain true, you must speak with an attorney to obtain legal advice that is tailored to your specific circumstances.”
Call 911 for any injury, hazard, or dispute. For minor, non-injury incidents, some agencies allow online reporting. A report creates an official record—often helpful for insurance and fault questions.
If it’s safe and your vehicle is drivable, move out of traffic to prevent a secondary crash. Turn on hazards and set out warning triangles if available.
As soon as possible—especially for head, neck, or back symptoms. Some injuries appear later. Early evaluation documents your condition and supports safe recovery.
Call 911, note the plate/description if possible, photograph the scene, and ask nearby businesses for camera footage. Your UM/UIM coverage may apply.
You can report the crash, but you don’t have to provide a detailed recorded statement before you understand your rights. Keep comments brief and factual.
Consider MedPay (if on your policy) and your health insurance. The at-fault insurer may reimburse covered losses later, but typically doesn’t pay bills as they come in.
Many motor-vehicle injury claims must be filed within three years; many other injury claims are two years. Some deadlines are shorter. Act promptly.
Depending on the case, recoverable damages may include medical expenses, lost wages, loss of earning capacity, and non-economic losses (like pain and suffering). Colorado law sets certain limits (caps) that change over time. We update our resources as laws change.
It depends on treatment, liability disputes, insurance reviews, and court timelines. Many cases resolve in negotiation; some require filing or trial. We aim for the right timing for your medical recovery and the facts—not speed at the expense of outcomes.
Not wearing a seat belt can affect how damages are evaluated, but it doesn’t automatically end a claim. Colorado’s comparative fault rules may apply. The facts and injuries matter; see our guides on comparative negligence and seat-belt issues.
Tell us about your injury. Our trial-tested legal team will review your case and help you understand your options — with no upfront costs and no fees unless we win.
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See how our experienced team has helped injury victims recover compensation and rebuild after serious accidents — with the personal attention they needed most.